ERNAKULAM, KERALA
IFSC Code
IBKL01058M7
MICR Code
686824256
Branch
THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX
Bank
IDBI
District
MUVATTUPUZHA
State
KERALA
Contact
+914852833372
Address
XII 212,1ST FLOOR,GOLDEN TOWER,PEZHAKKAPPILLY P O,MUVATTUPUZHA 686673
To move funds into an account held at THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX (IDBI) using NEFT, the sender's bank needs this branch's IFSC code — IBKL01058M7. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX in ERNAKULAM, since each transfer is settled individually and immediately rather than bundled with others.
Need money at IDBI, THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for IDBI's THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX branch in ERNAKULAM, MUVATTUPUZHA, KERALA is IBKL01058M7. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 686824256. MICR codes are used for cheque clearing, while the IFSC code (IBKL01058M7) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: XII 212,1ST FLOOR,GOLDEN TOWER,PEZHAKKAPPILLY P O,MUVATTUPUZHA 686673. It falls under MUVATTUPUZHA district, KERALA.
Yes — the same IFSC code (IBKL01058M7) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +914852833372.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.