UTTAR KANNAD, KARNATAKA
IFSC Code
ICIC0002902
MICR Code
581229653
Branch
MIRJAN
Bank
ICICI Bank
District
KUMTA
State
KARNATAKA
Contact
+919741105780
Address
ICICI BANK LTD., KAMATH BUILDING, GROUND FLOOR, VILLAGE MIRJAN, SUB DISTRICT KUMTA, DISTRICT UTTARA KANNADA, KARNATAKA.581440
NEFT transfers to MIRJAN, one of ICICI Bank's branches in KUMTA, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches MIRJAN almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to MIRJAN clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to MIRJAN: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting MIRJAN In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for ICICI Bank's MIRJAN branch in UTTAR KANNAD, KUMTA, KARNATAKA is ICIC0002902. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 581229653. MICR codes are used for cheque clearing, while the IFSC code (ICIC0002902) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: ICICI BANK LTD., KAMATH BUILDING, GROUND FLOOR, VILLAGE MIRJAN, SUB DISTRICT KUMTA, DISTRICT UTTARA KANNADA, KARNATAKA.581440. It falls under KUMTA district, KARNATAKA.
Yes — the same IFSC code (ICIC0002902) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +919741105780.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.