KOLKATA, WEST BENGAL
IFSC Code
HDFC0000008
MICR Code
700240002
Branch
KOLKATA - STEPHEN HOUSE BBD BAG
Bank
HDFC Bank
District
KOLKATA
State
WEST BENGAL
Contact
+919831073333
Address
HDFC BANK LTD. ,STEPHEN HOUSE ,4 B.B.D. BAG - EAST ,KOLKATAWEST BENGAL700 001
NEFT transfers to KOLKATA - STEPHEN HOUSE BBD BAG, one of HDFC Bank's branches in KOLKATA, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches KOLKATA - STEPHEN HOUSE BBD BAG almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to KOLKATA - STEPHEN HOUSE BBD BAG clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to KOLKATA - STEPHEN HOUSE BBD BAG: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting KOLKATA - STEPHEN HOUSE BBD BAG In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for HDFC Bank's KOLKATA - STEPHEN HOUSE BBD BAG branch in KOLKATA, WEST BENGAL is HDFC0000008. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 700240002. MICR codes are used for cheque clearing, while the IFSC code (HDFC0000008) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: HDFC BANK LTD. ,STEPHEN HOUSE ,4 B.B.D. BAG - EAST ,KOLKATAWEST BENGAL700 001. It falls under KOLKATA district, WEST BENGAL.
Yes — the same IFSC code (HDFC0000008) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +919831073333.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.