JANJGIR CHAMPA, CHHATTISGARH
IFSC Code
HDFC0009693
MICR Code
495240514
Branch
SAKTI
Bank
HDFC Bank
District
CHAMPA
State
CHHATTISGARH
Contact
+9118602676161
Address
GR FLR KHASRA NO 668 10 WARD NO 15 NR GARIMA MARBLES STATION RD SAKTI CHAMPA CHHATTISGARH 495006
To move funds into an account held at SAKTI (HDFC Bank) using NEFT, the sender's bank needs this branch's IFSC code — HDFC0009693. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to SAKTI in JANJGIR CHAMPA, since each transfer is settled individually and immediately rather than bundled with others.
Need money at HDFC Bank, SAKTI right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to SAKTI: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting SAKTI In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for HDFC Bank's SAKTI branch in JANJGIR CHAMPA, CHAMPA, CHHATTISGARH is HDFC0009693. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 495240514. MICR codes are used for cheque clearing, while the IFSC code (HDFC0009693) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: GR FLR KHASRA NO 668 10 WARD NO 15 NR GARIMA MARBLES STATION RD SAKTI CHAMPA CHHATTISGARH 495006. It falls under CHAMPA district, CHHATTISGARH.
Yes — the same IFSC code (HDFC0009693) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +9118602676161.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.