Fino Payments Bank — LABHGAON

KHAGARIA, BIHAR

IFSC Code

FINO0001012

MICR Code

Not available

Branch

LABHGAON

Bank

Fino Payments Bank

District

KHAGARIA

State

BIHAR

Contact

+919308156319

Address

FINO PAYMENTS BANK, BIJLI GRID ROAD, SARVODAYA NAGAR, KHAGARIA 851204

Get Directions to This Branch

Using IFSC FINO0001012 for money transfers

To move funds into an account held at LABHGAON (Fino Payments Bank) using NEFT, the sender's bank needs this branch's IFSC code — FINO0001012. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to LABHGAON in KHAGARIA, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Fino Payments Bank, LABHGAON right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to LABHGAON: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting LABHGAON In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at LABHGAON:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code FINO0001012 when prompted — this routes the transfer to LABHGAON specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Fino Payments Bank LABHGAON branch?

The IFSC code for Fino Payments Bank's LABHGAON branch in KHAGARIA, BIHAR is FINO0001012. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (FINO0001012).

Where is the LABHGAON branch of Fino Payments Bank located?

This branch is located at: FINO PAYMENTS BANK, BIJLI GRID ROAD, SARVODAYA NAGAR, KHAGARIA 851204. It falls under KHAGARIA district, BIHAR.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (FINO0001012) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +919308156319.

Fino Payments Bank in other districts of BIHAR

MUZAFFARPUR (2)BEGUSARAI (1)BHAGALPUR (1)BHOJPUR (1)BUXAR (1)DARBHANGA (1)GOPALGANJ (1)SAMASTIPUR (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.