Federal Bank — NAGAON

NAGAON, ASSAM

IFSC Code

FDRL0002616

MICR Code

Not available

Branch

NAGAON

Bank

Federal Bank

District

NAGAON

State

ASSAM

Contact

+919401223068

Address

SREEMANTA SANKAR MISSION COMPOUNND, PANIGAON CHARIALI, AT ROAD, NAGAON, ASSAM - 782003

Get Directions to This Branch

Using IFSC FDRL0002616 for money transfers

To move funds into an account held at NAGAON (Federal Bank) using NEFT, the sender's bank needs this branch's IFSC code — FDRL0002616. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to NAGAON in NAGAON, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Federal Bank, NAGAON right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to NAGAON: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting NAGAON In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Here's how to send money to NAGAON using net banking or a UPI app:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code FDRL0002616 when prompted — this routes the transfer to NAGAON specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Federal Bank NAGAON branch?

The IFSC code for Federal Bank's NAGAON branch in NAGAON, ASSAM is FDRL0002616. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (FDRL0002616).

Where is the NAGAON branch of Federal Bank located?

This branch is located at: SREEMANTA SANKAR MISSION COMPOUNND, PANIGAON CHARIALI, AT ROAD, NAGAON, ASSAM - 782003. It falls under NAGAON district, ASSAM.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (FDRL0002616) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +919401223068.

Federal Bank in other districts of ASSAM

GUWAHATI (6)SILCHAR (2)BARPETA ROAD (1)BIJOYNAGAR (1)BONGAIGAON (1)DIBRUGARH (1)JORHAT (1)KARIMGANJ (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.