Esaf Small Finance Bank — KURKHEDA

GADCHIROL, MAHARASHTRA

IFSC Code

ESMF0001368

MICR Code

442760504

Branch

KURKHEDA

Bank

Esaf Small Finance Bank

District

KURKHEDA

State

MAHARASHTRA

Contact

+918589984346

Address

MANUJA COMPLEX,NEAR OLD BUS STAND,MAIN ROAD KURKHEDA,GADCHIROL DIST,MAHARASHTRA 441209

Get Directions to This Branch

Using IFSC ESMF0001368 for money transfers

To move funds into an account held at KURKHEDA (Esaf Small Finance Bank) using NEFT, the sender's bank needs this branch's IFSC code — ESMF0001368. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to KURKHEDA in GADCHIROL, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Esaf Small Finance Bank, KURKHEDA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to KURKHEDA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting KURKHEDA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at KURKHEDA:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code ESMF0001368 when prompted — this routes the transfer to KURKHEDA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Esaf Small Finance Bank KURKHEDA branch?

The IFSC code for Esaf Small Finance Bank's KURKHEDA branch in GADCHIROL, KURKHEDA, MAHARASHTRA is ESMF0001368. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 442760504. MICR codes are used for cheque clearing, while the IFSC code (ESMF0001368) is what's needed for electronic transfers like NEFT and RTGS.

Where is the KURKHEDA branch of Esaf Small Finance Bank located?

This branch is located at: MANUJA COMPLEX,NEAR OLD BUS STAND,MAIN ROAD KURKHEDA,GADCHIROL DIST,MAHARASHTRA 441209. It falls under KURKHEDA district, MAHARASHTRA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (ESMF0001368) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +918589984346.

Esaf Small Finance Bank in other districts of MAHARASHTRA

MAHARASHTRA (7)GONDIA (2)JALGAON (2)MUMBAI (2)NAGPUR (2)PUNE (2)AHMEDNAGAR (1)AKOLA (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.