Esaf Small Finance Bank — MHOW

INDORE, MADHYA PRADESH

IFSC Code

ESMF0001756

MICR Code

Not available

Branch

MHOW

Bank

Esaf Small Finance Bank

District

INDORE

State

MADHYA PRADESH

Contact

Not available

Address

FIRST FLOOR,NEAR RADHA KRISHNA TEMPLE,INDORE ROAD,KISHANGANJ,MHOW MUNCIPALITY,INDORE DIST,MADHYA PRADESH-453441

Get Directions to This Branch

Using IFSC ESMF0001756 for money transfers

To move funds into an account held at MHOW (Esaf Small Finance Bank) using NEFT, the sender's bank needs this branch's IFSC code — ESMF0001756. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to MHOW in INDORE, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Esaf Small Finance Bank, MHOW right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to MHOW: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

Method	System Hours	If Visiting MHOW In Person
NEFT	24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)	Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS	24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)	Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS	24x7x365 — always has been, no banking-hours restriction at the system level.	Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this Esaf Small Finance Bank branch takes just a few steps:

Log in to your bank's net banking portal or mobile banking app.
Add a new beneficiary/payee, entering the recipient's full name and account number.
Enter the IFSC code ESMF0001756 when prompted — this routes the transfer to MHOW specifically.
Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Esaf Small Finance Bank MHOW branch?

The IFSC code for Esaf Small Finance Bank's MHOW branch in INDORE, MADHYA PRADESH is ESMF0001756. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (ESMF0001756).

Where is the MHOW branch of Esaf Small Finance Bank located?

This branch is located at: FIRST FLOOR,NEAR RADHA KRISHNA TEMPLE,INDORE ROAD,KISHANGANJ,MHOW MUNCIPALITY,INDORE DIST,MADHYA PRADESH-453441. It falls under INDORE district, MADHYA PRADESH.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (ESMF0001756) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

A direct contact number isn't listed for this branch in our records. Your best options are Esaf Small Finance Bank's national customer care line or the nearest branch locator on the bank's official website.

Other Esaf Small Finance Bank branches in INDORE

INDORE

Esaf Small Finance Bank in other districts of MADHYA PRADESH

MADHYAPRADESH (7)MADHYA PRADESH (6)DEWAS (2)JABALPUR (2)ALIRAJPUR (1)AMARWARA (1)AMLA (1)ANUPPUR (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.