CUDDALORE, TAMIL NADU
IFSC Code
ESFB0001238
MICR Code
606756204
Branch
AYARMADAM , VIRUDHACHALAM
Bank
Equitas Small Finance Bank
District
CUDDALORE
State
TAMIL NADU
Contact
Not available
Address
NO.93,AYARMADAM ST,OPP CHANDRA HOSPITAL,JUNCTION ROAD,VIRUDHACHALAM PIN 606001
To move funds into an account held at AYARMADAM , VIRUDHACHALAM (Equitas Small Finance Bank) using NEFT, the sender's bank needs this branch's IFSC code — ESFB0001238. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to AYARMADAM , VIRUDHACHALAM in CUDDALORE, since each transfer is settled individually and immediately rather than bundled with others.
Need money at Equitas Small Finance Bank, AYARMADAM , VIRUDHACHALAM right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to AYARMADAM , VIRUDHACHALAM: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting AYARMADAM , VIRUDHACHALAM In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Equitas Small Finance Bank's AYARMADAM , VIRUDHACHALAM branch in CUDDALORE, TAMIL NADU is ESFB0001238. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 606756204. MICR codes are used for cheque clearing, while the IFSC code (ESFB0001238) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: NO.93,AYARMADAM ST,OPP CHANDRA HOSPITAL,JUNCTION ROAD,VIRUDHACHALAM PIN 606001. It falls under CUDDALORE district, TAMIL NADU.
Yes — the same IFSC code (ESFB0001238) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
A direct contact number isn't listed for this branch in our records. Your best options are Equitas Small Finance Bank's national customer care line or the nearest branch locator on the bank's official website.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.