Equitas Small Finance Bank — SECTOR,KARNAL

KARNAL, HARYANA

IFSC Code

ESFB0011012

MICR Code

132756103

Branch

SECTOR,KARNAL

Bank

Equitas Small Finance Bank

District

KARNAL

State

HARYANA

Contact

Not available

Address

SCO 54,2ND FLOOR ABOVE STATE BANK OF PATIALA SECTOR 6,MAIN MARKET KARNAL.HARYANA - 132001

Get Directions to This Branch

Using IFSC ESFB0011012 for money transfers

To move funds into an account held at SECTOR,KARNAL (Equitas Small Finance Bank) using NEFT, the sender's bank needs this branch's IFSC code — ESFB0011012. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to SECTOR,KARNAL in KARNAL, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Equitas Small Finance Bank, SECTOR,KARNAL right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to SECTOR,KARNAL: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting SECTOR,KARNAL In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at SECTOR,KARNAL:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code ESFB0011012 when prompted — this routes the transfer to SECTOR,KARNAL specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Equitas Small Finance Bank SECTOR,KARNAL branch?

The IFSC code for Equitas Small Finance Bank's SECTOR,KARNAL branch in KARNAL, HARYANA is ESFB0011012. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 132756103. MICR codes are used for cheque clearing, while the IFSC code (ESFB0011012) is what's needed for electronic transfers like NEFT and RTGS.

Where is the SECTOR,KARNAL branch of Equitas Small Finance Bank located?

This branch is located at: SCO 54,2ND FLOOR ABOVE STATE BANK OF PATIALA SECTOR 6,MAIN MARKET KARNAL.HARYANA - 132001. It falls under KARNAL district, HARYANA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (ESFB0011012) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

A direct contact number isn't listed for this branch in our records. Your best options are Equitas Small Finance Bank's national customer care line or the nearest branch locator on the bank's official website.

Other Equitas Small Finance Bank branches in KARNAL

KARNAL

Equitas Small Finance Bank in other districts of HARYANA

HARYANA (5)GURGAON (2)HISAR (2)PANIPAT (2)ROHTAK (2)SIRSA (2)BHIWANI (1)FARIDABAD (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.