PALAKKAD, KERALA
IFSC Code
DLXB0000994
MICR Code
Not available
Branch
RPC PALAKKAD
Bank
Dhanlaxmi Bank
District
PALAKKAD
State
KERALA
Contact
Not available
Address
1 FLOOR,KRISHNA ARCADE,CHANDRANAGAR,PALAKKAD 678007
NEFT transfers to RPC PALAKKAD, one of Dhanlaxmi Bank's branches in PALAKKAD, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches RPC PALAKKAD almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to RPC PALAKKAD clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to RPC PALAKKAD: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting RPC PALAKKAD In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Dhanlaxmi Bank's RPC PALAKKAD branch in PALAKKAD, KERALA is DLXB0000994. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (DLXB0000994).
This branch is located at: 1 FLOOR,KRISHNA ARCADE,CHANDRANAGAR,PALAKKAD 678007. It falls under PALAKKAD district, KERALA.
Yes — the same IFSC code (DLXB0000994) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
A direct contact number isn't listed for this branch in our records. Your best options are Dhanlaxmi Bank's national customer care line or the nearest branch locator on the bank's official website.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.