City Union Bank — J P NAGAR

BENGALURU RURAL, KARNATAKA

IFSC Code

CIUB0000236

MICR Code

560054009

Branch

J P NAGAR

Bank

City Union Bank

District

BENGALURU

State

KARNATAKA

Contact

+918026581910

Address

DOOR NO 253,24TH MAIN,16TH CROSS,5TH PHASE,J P NAGAR,BANGALURU 560078

Get Directions to This Branch

Using IFSC CIUB0000236 for money transfers

NEFT (National Electronic Funds Transfer) lets you send money to any account at City Union Bank's J P NAGAR branch from any other bank in India. Transfers are processed in half-hourly batches, so funds usually reach the recipient within a couple of hours, and there's no minimum or maximum amount restriction from RBI's side.

For amounts of ₹2 lakh or more sent to an account at City Union Bank, J P NAGAR, RTGS is usually the better choice over NEFT — each transaction settles on its own in real time instead of waiting in a batch.

IMPS (Immediate Payment Service) is the fastest of the three — funds move to J P NAGAR within seconds, any time of day including bank holidays. It's typically capped at ₹5 lakh per transaction depending on your bank's own limits.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to J P NAGAR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting J P NAGAR In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this City Union Bank branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code CIUB0000236 when prompted — this routes the transfer to J P NAGAR specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the City Union Bank J P NAGAR branch?

The IFSC code for City Union Bank's J P NAGAR branch in BENGALURU RURAL, BENGALURU, KARNATAKA is CIUB0000236. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 560054009. MICR codes are used for cheque clearing, while the IFSC code (CIUB0000236) is what's needed for electronic transfers like NEFT and RTGS.

Where is the J P NAGAR branch of City Union Bank located?

This branch is located at: DOOR NO 253,24TH MAIN,16TH CROSS,5TH PHASE,J P NAGAR,BANGALURU 560078. It falls under BENGALURU district, KARNATAKA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (CIUB0000236) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +918026581910.

Other City Union Bank branches in BENGALURU

BANASWADIBANGALORE SULTANPETBENGALURU BTM LAYOUTBENGALURU HSR LAYOUTBENGALURU ISRO LAYOUTBENGALURU J C ROADBENGALURU KAMAKSHIPALYABENGALURU KENGARI

City Union Bank in other districts of KARNATAKA

BANGALORE (5)KARNATAKA (3)DHARWAD (2)ANEKAL (1)BELGAUM (1)BELLARY (1)BIDAR (1)CHIKKAMAGALURU (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.