Chhattisgarh Rajya Gramin Bank — SHIVNAGAR

SURAJPUR, CHHATTISGARH

IFSC Code

CRGB0006103

MICR Code

497521598

Branch

SHIVNAGAR

Bank

Chhattisgarh Rajya Gramin Bank

District

SHIVNAGAR

State

CHHATTISGARH

Contact

+916232032756

Address

BILASPUR ROAD SHIVNAGAR BLOCK PREMNAGAR TEHSIL PREMNAGAR PO TARA DIST. SURAJPUR -C.G PIN 497116

Get Directions to This Branch

Using IFSC CRGB0006103 for money transfers

NEFT transfers to SHIVNAGAR, one of Chhattisgarh Rajya Gramin Bank's branches in SHIVNAGAR, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches SHIVNAGAR almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to SHIVNAGAR clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to SHIVNAGAR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting SHIVNAGAR In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Here's how to send money to SHIVNAGAR using net banking or a UPI app:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code CRGB0006103 when prompted — this routes the transfer to SHIVNAGAR specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Chhattisgarh Rajya Gramin Bank SHIVNAGAR branch?

The IFSC code for Chhattisgarh Rajya Gramin Bank's SHIVNAGAR branch in SURAJPUR, SHIVNAGAR, CHHATTISGARH is CRGB0006103. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 497521598. MICR codes are used for cheque clearing, while the IFSC code (CRGB0006103) is what's needed for electronic transfers like NEFT and RTGS.

Where is the SHIVNAGAR branch of Chhattisgarh Rajya Gramin Bank located?

This branch is located at: BILASPUR ROAD SHIVNAGAR BLOCK PREMNAGAR TEHSIL PREMNAGAR PO TARA DIST. SURAJPUR -C.G PIN 497116. It falls under SHIVNAGAR district, CHHATTISGARH.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (CRGB0006103) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +916232032756.

Chhattisgarh Rajya Gramin Bank in other districts of CHHATTISGARH

RAIPUR (5)CHAMPA (2)CHANDKHURI (2)KANKER (2)KAWARDHA (2)PANDARIYA (2)RAMCHANDRAPUR (2)AARRA (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.