Central Bank of India — BHOGPUR

JALANDHAR, PUNJAB

IFSC Code

CBIN0284292

MICR Code

144016977

Branch

BHOGPUR

Bank

Central Bank of India

District

BHOGPUR

State

PUNJAB

Contact

+912222612008

Address

SCF 19 GRAIN MARKET OPP TELEPHONE EXCHANGE GT ROAD BHOGPUR DIST JALANDHAR PUNJAB

Get Directions to This Branch

Using IFSC CBIN0284292 for money transfers

To move funds into an account held at BHOGPUR (Central Bank of India) using NEFT, the sender's bank needs this branch's IFSC code — CBIN0284292. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to BHOGPUR in JALANDHAR, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Central Bank of India, BHOGPUR right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to BHOGPUR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting BHOGPUR In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at BHOGPUR:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code CBIN0284292 when prompted — this routes the transfer to BHOGPUR specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Central Bank of India BHOGPUR branch?

The IFSC code for Central Bank of India's BHOGPUR branch in JALANDHAR, BHOGPUR, PUNJAB is CBIN0284292. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 144016977. MICR codes are used for cheque clearing, while the IFSC code (CBIN0284292) is what's needed for electronic transfers like NEFT and RTGS.

Where is the BHOGPUR branch of Central Bank of India located?

This branch is located at: SCF 19 GRAIN MARKET OPP TELEPHONE EXCHANGE GT ROAD BHOGPUR DIST JALANDHAR PUNJAB. It falls under BHOGPUR district, PUNJAB.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (CBIN0284292) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +912222612008.

Central Bank of India in other districts of PUNJAB

LUDHIANA (15)JALANDHAR (14)AMRITSAR (11)PATHANKOT (3)SANGRUR (3)ABOHAR (2)BATHINDA (2)FARIDKOT (2)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.