Canara Bank — MSME SULABH PANAJI

NORTH GOA, GOA

IFSC Code

CNRB0003496

MICR Code

Not available

Branch

MSME SULABH PANAJI

Bank

Canara Bank

District

PANAJI

State

GOA

Contact

Not available

Address

MSME SULABH PANAJI, EDC HOUSE,ATMARAM BORKER ROAD, GOA

Get Directions to This Branch

Using IFSC CNRB0003496 for money transfers

NEFT transfers to MSME SULABH PANAJI, one of Canara Bank's branches in PANAJI, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches MSME SULABH PANAJI almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to MSME SULABH PANAJI clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to MSME SULABH PANAJI: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting MSME SULABH PANAJI In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this Canara Bank branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code CNRB0003496 when prompted — this routes the transfer to MSME SULABH PANAJI specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Canara Bank MSME SULABH PANAJI branch?

The IFSC code for Canara Bank's MSME SULABH PANAJI branch in NORTH GOA, PANAJI, GOA is CNRB0003496. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (CNRB0003496).

Where is the MSME SULABH PANAJI branch of Canara Bank located?

This branch is located at: MSME SULABH PANAJI, EDC HOUSE,ATMARAM BORKER ROAD, GOA. It falls under PANAJI district, GOA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (CNRB0003496) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

A direct contact number isn't listed for this branch in our records. Your best options are Canara Bank's national customer care line or the nearest branch locator on the bank's official website.

Other Canara Bank branches in PANAJI

ACCOUNTS SECTION PANAJI IIACCOUNTS SECTION, PANAJIARM PANAJIFOREIGN DEPARTMENT, GOAGOA PANAJI R OGOA RETAIL ASSET HUBPANAJI GOA IIPANAJI, GOA

Canara Bank in other districts of GOA

GOA (9)MARGAO (5)CANDOLIM (3)MAPUSA (3)ALTO PORVORIM (2)BETIM (2)BICHOLIM (2)FATORPA (2)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.