Bank of Maharashtra — KITCHLU NAGAR

LUDHIANA, PUNJAB

IFSC Code

MAHB0002358

MICR Code

141014006

Branch

KITCHLU NAGAR

Bank

Bank of Maharashtra

District

LUDHIANA

State

PUNJAB

Contact

+919115566985

Address

GROUND FLOOR, SINGHANIA COMPLEX NEAR SABJI MANDI CHOWK, HAMBRAN ROAD, LUDHIANA - 141001

Get Directions to This Branch

Using IFSC MAHB0002358 for money transfers

To move funds into an account held at KITCHLU NAGAR (Bank of Maharashtra) using NEFT, the sender's bank needs this branch's IFSC code — MAHB0002358. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to KITCHLU NAGAR in LUDHIANA, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Bank of Maharashtra, KITCHLU NAGAR right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to KITCHLU NAGAR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting KITCHLU NAGAR In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this Bank of Maharashtra branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code MAHB0002358 when prompted — this routes the transfer to KITCHLU NAGAR specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Bank of Maharashtra KITCHLU NAGAR branch?

The IFSC code for Bank of Maharashtra's KITCHLU NAGAR branch in LUDHIANA, PUNJAB is MAHB0002358. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 141014006. MICR codes are used for cheque clearing, while the IFSC code (MAHB0002358) is what's needed for electronic transfers like NEFT and RTGS.

Where is the KITCHLU NAGAR branch of Bank of Maharashtra located?

This branch is located at: GROUND FLOOR, SINGHANIA COMPLEX NEAR SABJI MANDI CHOWK, HAMBRAN ROAD, LUDHIANA - 141001. It falls under LUDHIANA district, PUNJAB.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (MAHB0002358) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +919115566985.

Other Bank of Maharashtra branches in LUDHIANA

BAHADUR KE ROADBASANT CITY LUDHIANACHANDIGARH ROAD LUDHIANACIVIL LINES LUDHIANAFEROZPUR ROAD LUDHIANAGK MALL PAKHOWAL ROAD LUDHIANAHOUSING FINANCE BRANCH LUDHIANAKHANNA BRANCH

Bank of Maharashtra in other districts of PUNJAB

PATIALA (5)AMRITSAR (4)JALANDHAR (4)FAZILKA (2)GURDASPUR (2)S.A.S NAGAR (2)BANGA (1)BARNALA (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.