ANAND, GUJARAT
IFSC Code
MAHB0002184
MICR Code
388014002
Branch
VALLABH VIDYANAGAR
Bank
Bank of Maharashtra
District
ANAND
State
GUJARAT
Contact
+916352616961
Address
JAYDEV SANKUL, SHOP NO 1 AND 2NANA BAZAR MAIN ROAD, VALLABH VIDYANAGAR
NEFT transfers to VALLABH VIDYANAGAR, one of Bank of Maharashtra's branches in ANAND, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches VALLABH VIDYANAGAR almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to VALLABH VIDYANAGAR clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to VALLABH VIDYANAGAR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting VALLABH VIDYANAGAR In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Bank of Maharashtra's VALLABH VIDYANAGAR branch in ANAND, GUJARAT is MAHB0002184. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 388014002. MICR codes are used for cheque clearing, while the IFSC code (MAHB0002184) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: JAYDEV SANKUL, SHOP NO 1 AND 2NANA BAZAR MAIN ROAD, VALLABH VIDYANAGAR. It falls under ANAND district, GUJARAT.
Yes — the same IFSC code (MAHB0002184) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +916352616961.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.