Bank of India — RIGA

RIGA, BIHAR

IFSC Code

BKID0004440

MICR Code

843013507

Branch

RIGA

Bank

Bank of India

District

RIGA

State

BIHAR

Contact

+916226285455

Address

DHANUKA GRAMRIGA BLCOK RIGA DIST SITAMARHI BIHAR

Get Directions to This Branch

Using IFSC BKID0004440 for money transfers

To move funds into an account held at RIGA (Bank of India) using NEFT, the sender's bank needs this branch's IFSC code — BKID0004440. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to RIGA in RIGA, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Bank of India, RIGA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to RIGA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting RIGA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at RIGA:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code BKID0004440 when prompted — this routes the transfer to RIGA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Bank of India RIGA branch?

The IFSC code for Bank of India's RIGA branch in RIGA, BIHAR is BKID0004440. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 843013507. MICR codes are used for cheque clearing, while the IFSC code (BKID0004440) is what's needed for electronic transfers like NEFT and RTGS.

Where is the RIGA branch of Bank of India located?

This branch is located at: DHANUKA GRAMRIGA BLCOK RIGA DIST SITAMARHI BIHAR. It falls under RIGA district, BIHAR.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (BKID0004440) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +916226285455.

Bank of India in other districts of BIHAR

PATNA (35)MUZAFFARPUR (14)BHAGALPUR (11)SIWAN (8)DARBHANGA (7)MADHUBANI (6)BEGUSARAI (5)GAYA BIHAR (5)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.