Bank of India — PATNA ZONAL OFFICE

PATNA, BIHAR

IFSC Code

BKID000ZO65

MICR Code

Not available

Branch

PATNA ZONAL OFFICE

Bank

Bank of India

District

PATNA

State

BIHAR

Contact

+919421392604

Address

CHANAKYA PALACE FIRST FLOOR BEER CHAND PATEL

Get Directions to This Branch

Using IFSC BKID000ZO65 for money transfers

To move funds into an account held at PATNA ZONAL OFFICE (Bank of India) using NEFT, the sender's bank needs this branch's IFSC code — BKID000ZO65. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to PATNA ZONAL OFFICE in PATNA, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Bank of India, PATNA ZONAL OFFICE right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to PATNA ZONAL OFFICE: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting PATNA ZONAL OFFICE In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this Bank of India branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code BKID000ZO65 when prompted — this routes the transfer to PATNA ZONAL OFFICE specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Bank of India PATNA ZONAL OFFICE branch?

The IFSC code for Bank of India's PATNA ZONAL OFFICE branch in PATNA, BIHAR is BKID000ZO65. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (BKID000ZO65).

Where is the PATNA ZONAL OFFICE branch of Bank of India located?

This branch is located at: CHANAKYA PALACE FIRST FLOOR BEER CHAND PATEL. It falls under PATNA district, BIHAR.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (BKID000ZO65) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +919421392604.

Other Bank of India branches in PATNA

ANISABADASHIANA RAM NAGARIBAILEY ROADBAIRIABIHAR ZONAL AUDIT OFFICEBIRCHAND PATEL MARGBORING CANAL ROADGOLA ROAD

Bank of India in other districts of BIHAR

MUZAFFARPUR (14)BHAGALPUR (11)SIWAN (8)DARBHANGA (7)MADHUBANI (6)BEGUSARAI (5)GAYA BIHAR (5)BIHAR SHARIF (4)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.