Bank of Baroda — SAYD SARAWAN, UP

KAUSHAMBI, UTTAR PRADESH

IFSC Code

BARB0SAYKAU

MICR Code

211012570

Branch

SAYD SARAWAN, UP

Bank

Bank of Baroda

District

SAYD SARAWAN

State

UTTAR PRADESH

Contact

+910221800223344

Address

SAYD SARAWAN,PO SAYED SERAWANM TEHSIL - CHAIL, DIST KAUSHAMBI, UTTAR PRADESH - 212213

Get Directions to This Branch

Using IFSC BARB0SAYKAU for money transfers

NEFT transfers to SAYD SARAWAN, UP, one of Bank of Baroda's branches in SAYD SARAWAN, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches SAYD SARAWAN, UP almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to SAYD SARAWAN, UP clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to SAYD SARAWAN, UP: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting SAYD SARAWAN, UP In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at SAYD SARAWAN, UP:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code BARB0SAYKAU when prompted — this routes the transfer to SAYD SARAWAN, UP specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Bank of Baroda SAYD SARAWAN, UP branch?

The IFSC code for Bank of Baroda's SAYD SARAWAN, UP branch in KAUSHAMBI, SAYD SARAWAN, UTTAR PRADESH is BARB0SAYKAU. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 211012570. MICR codes are used for cheque clearing, while the IFSC code (BARB0SAYKAU) is what's needed for electronic transfers like NEFT and RTGS.

Where is the SAYD SARAWAN, UP branch of Bank of Baroda located?

This branch is located at: SAYD SARAWAN,PO SAYED SERAWANM TEHSIL - CHAIL, DIST KAUSHAMBI, UTTAR PRADESH - 212213. It falls under SAYD SARAWAN district, UTTAR PRADESH.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (BARB0SAYKAU) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +910221800223344.

Bank of Baroda in other districts of UTTAR PRADESH

LUCKNOW (93)KANPUR (55)VARANASI (46)ALLAHABAD (39)GHAZIABAD (32)BAREILLY (29)AGRA (23)MEERUT (21)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.