SURENDRANAGAR, GUJARAT
IFSC Code
BARB0WADHWA
MICR Code
363012003
Branch
WADHWAN
Bank
Bank of Baroda
District
WADHWAN
State
GUJARAT
Contact
+910221800223344
Address
BHAKTINANDAN CIRCLE,ABOVE SURTI KHAMAN,80FT RING ROAD,WADHWAN,DIST SURENDRANAGAR,GUJARAT - 363030
NEFT transfers to WADHWAN, one of Bank of Baroda's branches in WADHWAN, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches WADHWAN almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to WADHWAN clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to WADHWAN: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting WADHWAN In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Bank of Baroda's WADHWAN branch in SURENDRANAGAR, WADHWAN, GUJARAT is BARB0WADHWA. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 363012003. MICR codes are used for cheque clearing, while the IFSC code (BARB0WADHWA) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: BHAKTINANDAN CIRCLE,ABOVE SURTI KHAMAN,80FT RING ROAD,WADHWAN,DIST SURENDRANAGAR,GUJARAT - 363030. It falls under WADHWAN district, GUJARAT.
Yes — the same IFSC code (BARB0WADHWA) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +910221800223344.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.