Bandhan Bank — CHATRA BRANCH

CHATRA, JHARKHAND

IFSC Code

BDBL0002232

MICR Code

825750202

Branch

CHATRA BRANCH

Bank

Bandhan Bank

District

RANCHI

State

JHARKHAND

Contact

+918981122321

Address

GROUND FLOOR, AWAL MOHLLA, NEAR KALI MANDIR CHATRA, DIST- CHATRA,JHARKHAND - 825401.

Get Directions to This Branch

Using IFSC BDBL0002232 for money transfers

To move funds into an account held at CHATRA BRANCH (Bandhan Bank) using NEFT, the sender's bank needs this branch's IFSC code — BDBL0002232. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to CHATRA BRANCH in CHATRA, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Bandhan Bank, CHATRA BRANCH right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to CHATRA BRANCH: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting CHATRA BRANCH In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this Bandhan Bank branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code BDBL0002232 when prompted — this routes the transfer to CHATRA BRANCH specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Bandhan Bank CHATRA BRANCH branch?

The IFSC code for Bandhan Bank's CHATRA BRANCH branch in CHATRA, RANCHI, JHARKHAND is BDBL0002232. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 825750202. MICR codes are used for cheque clearing, while the IFSC code (BDBL0002232) is what's needed for electronic transfers like NEFT and RTGS.

Where is the CHATRA BRANCH branch of Bandhan Bank located?

This branch is located at: GROUND FLOOR, AWAL MOHLLA, NEAR KALI MANDIR CHATRA, DIST- CHATRA,JHARKHAND - 825401.. It falls under RANCHI district, JHARKHAND.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (BDBL0002232) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +918981122321.

Other Bandhan Bank branches in RANCHI

CHAKULIA BRANCHGHATSHILA BRANCHJADUGORA BRANCHJHUMRI TILAIYA BRANCHKANKE BRANCHKODERMA BRANCHLATEHAR BRANCHMESRA BRANCH

Bandhan Bank in other districts of JHARKHAND

JAMSHEDPUR (4)DHANBAD (3)GIRIDIH (3)BOKARO (2)SERAIKELA (2)BARKAGAON (1)CHAIBASA (1)CHAS (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.