S A S NAGAR MOHALI, PUNJAB
IFSC Code
UTIB0006445
MICR Code
143211031
Branch
AMBALA ROAD ZIRAKPUR
Bank
Axis Bank
District
ZIRAKPUR
State
PUNJAB
Contact
+919855730051
Address
AXIS BANK LTD UPPER GROUND FLOOR, NEAR VINTAGE HOTEL, SINGPURA CHOWK, ZIRAKPUR TEHSIL ZIRAKPUR, DIST SAS NAGAR MOHALI, PB 143604
To move funds into an account held at AMBALA ROAD ZIRAKPUR (Axis Bank) using NEFT, the sender's bank needs this branch's IFSC code — UTIB0006445. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to AMBALA ROAD ZIRAKPUR in S A S NAGAR MOHALI, since each transfer is settled individually and immediately rather than bundled with others.
Need money at Axis Bank, AMBALA ROAD ZIRAKPUR right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to AMBALA ROAD ZIRAKPUR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting AMBALA ROAD ZIRAKPUR In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Axis Bank's AMBALA ROAD ZIRAKPUR branch in S A S NAGAR MOHALI, ZIRAKPUR, PUNJAB is UTIB0006445. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 143211031. MICR codes are used for cheque clearing, while the IFSC code (UTIB0006445) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: AXIS BANK LTD UPPER GROUND FLOOR, NEAR VINTAGE HOTEL, SINGPURA CHOWK, ZIRAKPUR TEHSIL ZIRAKPUR, DIST SAS NAGAR MOHALI, PB 143604. It falls under ZIRAKPUR district, PUNJAB.
Yes — the same IFSC code (UTIB0006445) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +919855730051.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.