Axis Bank — BORIGUMMA

KORAPUT, ODISHA

IFSC Code

UTIB0005220

MICR Code

764211004

Branch

BORIGUMMA

Bank

Axis Bank

District

BORIGUMMA

State

ODISHA

Contact

+919439405050

Address

AXIS BANK LTD, FIRST FLOOR, PLOT NO 751 2480, AT PO BORIGUMMA

Get Directions to This Branch

Using IFSC UTIB0005220 for money transfers

To move funds into an account held at BORIGUMMA (Axis Bank) using NEFT, the sender's bank needs this branch's IFSC code — UTIB0005220. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.

RTGS is the go-to option when transferring large sums (₹2 lakh+) to BORIGUMMA in KORAPUT, since each transfer is settled individually and immediately rather than bundled with others.

Need money at Axis Bank, BORIGUMMA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to BORIGUMMA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting BORIGUMMA In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Here's how to send money to BORIGUMMA using net banking or a UPI app:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code UTIB0005220 when prompted — this routes the transfer to BORIGUMMA specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the Axis Bank BORIGUMMA branch?

The IFSC code for Axis Bank's BORIGUMMA branch in KORAPUT, BORIGUMMA, ODISHA is UTIB0005220. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 764211004. MICR codes are used for cheque clearing, while the IFSC code (UTIB0005220) is what's needed for electronic transfers like NEFT and RTGS.

Where is the BORIGUMMA branch of Axis Bank located?

This branch is located at: AXIS BANK LTD, FIRST FLOOR, PLOT NO 751 2480, AT PO BORIGUMMA. It falls under BORIGUMMA district, ODISHA.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (UTIB0005220) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +919439405050.

Axis Bank in other districts of ODISHA

BHUBANESWAR (33)CUTTACK (11)BALASORE (8)BARGARH (6)BERHAMPUR (6)PURI (6)GANJAM (5)KORAPUT (4)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.