SHIMOGA, KARNATAKA
IFSC Code
UTIB0SSBANK
MICR Code
Not available
Branch
SHIVA SAHAKARI BANK SHIKARIPURA
Bank
Axis Bank
District
SHIKARIPUR
State
KARNATAKA
Contact
+918187223081
Address
VISHVABANDHU MARULASIDDA NILAYA MUNICIPAL OFFICE ROAD SHIKARIPUR 577427
To move funds into an account held at SHIVA SAHAKARI BANK SHIKARIPURA (Axis Bank) using NEFT, the sender's bank needs this branch's IFSC code — UTIB0SSBANK. NEFT settles in batches throughout the day, so it's a good fit for transfers that don't need to land instantly.
RTGS is the go-to option when transferring large sums (₹2 lakh+) to SHIVA SAHAKARI BANK SHIKARIPURA in SHIMOGA, since each transfer is settled individually and immediately rather than bundled with others.
Need money at Axis Bank, SHIVA SAHAKARI BANK SHIKARIPURA right now? IMPS settles instantly, 24x7, including weekends and holidays — unlike NEFT/RTGS, which follow banking-hour batch or settlement windows.
A distinction that matters if you're transferring to SHIVA SAHAKARI BANK SHIKARIPURA: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting SHIVA SAHAKARI BANK SHIKARIPURA In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Axis Bank's SHIVA SAHAKARI BANK SHIKARIPURA branch in SHIMOGA, SHIKARIPUR, KARNATAKA is UTIB0SSBANK. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (UTIB0SSBANK).
This branch is located at: VISHVABANDHU MARULASIDDA NILAYA MUNICIPAL OFFICE ROAD SHIKARIPUR 577427. It falls under SHIKARIPUR district, KARNATAKA.
Yes — the same IFSC code (UTIB0SSBANK) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +918187223081.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.