BELAGAVI, KARNATAKA
IFSC Code
UTIB0SKUB01
MICR Code
Not available
Branch
THE KAUJALAGI URBAN CO OPERATIVE CREDIT BANK LTD
Bank
Axis Bank
District
KAUJALAGI
State
KARNATAKA
Contact
+918334273227
Address
VPC 1298 BASAVESHWAR PETE,KAUJALAGI ,GOKAK TALUK
NEFT transfers to THE KAUJALAGI URBAN CO OPERATIVE CREDIT BANK LTD, one of Axis Bank's branches in KAUJALAGI, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.
RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches THE KAUJALAGI URBAN CO OPERATIVE CREDIT BANK LTD almost immediately once processed, rather than waiting for the next settlement window.
IMPS is built for urgency: transfers to THE KAUJALAGI URBAN CO OPERATIVE CREDIT BANK LTD clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.
A distinction that matters if you're transferring to THE KAUJALAGI URBAN CO OPERATIVE CREDIT BANK LTD: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting THE KAUJALAGI URBAN CO OPERATIVE CREDIT BANK LTD In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for Axis Bank's THE KAUJALAGI URBAN CO OPERATIVE CREDIT BANK LTD branch in BELAGAVI, KAUJALAGI, KARNATAKA is UTIB0SKUB01. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
A MICR code isn't listed for this branch in our records. MICR codes are used specifically for cheque clearing — if you need one, it's best to confirm directly with the branch, since it doesn't affect NEFT/RTGS/IMPS transfers, which only need the IFSC code (UTIB0SKUB01).
This branch is located at: VPC 1298 BASAVESHWAR PETE,KAUJALAGI ,GOKAK TALUK. It falls under KAUJALAGI district, KARNATAKA.
Yes — the same IFSC code (UTIB0SKUB01) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +918334273227.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.