AU Small Finance Bank — ADHIKARI

DARJEELING, WEST BENGAL

IFSC Code

AUBL0005093

MICR Code

734765002

Branch

ADHIKARI

Bank

AU Small Finance Bank

District

DARJEELING

State

WEST BENGAL

Contact

Not available

Address

GROUND FLR, JL NO 19, HAL LR DAG NOS 1190, RANIGUNJ PANISALI GRAM PANCHAYAT,ADHIKARI, DARJEELING, WEST BENGAL

Get Directions to This Branch

Using IFSC AUBL0005093 for money transfers

NEFT transfers to ADHIKARI, one of AU Small Finance Bank's branches in DARJEELING, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches ADHIKARI almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to ADHIKARI clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to ADHIKARI: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting ADHIKARI In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Follow these steps to transfer money into an account held at ADHIKARI:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code AUBL0005093 when prompted — this routes the transfer to ADHIKARI specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the AU Small Finance Bank ADHIKARI branch?

The IFSC code for AU Small Finance Bank's ADHIKARI branch in DARJEELING, WEST BENGAL is AUBL0005093. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 734765002. MICR codes are used for cheque clearing, while the IFSC code (AUBL0005093) is what's needed for electronic transfers like NEFT and RTGS.

Where is the ADHIKARI branch of AU Small Finance Bank located?

This branch is located at: GROUND FLR, JL NO 19, HAL LR DAG NOS 1190, RANIGUNJ PANISALI GRAM PANCHAYAT,ADHIKARI, DARJEELING, WEST BENGAL. It falls under DARJEELING district, WEST BENGAL.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (AUBL0005093) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

A direct contact number isn't listed for this branch in our records. Your best options are AU Small Finance Bank's national customer care line or the nearest branch locator on the bank's official website.

AU Small Finance Bank in other districts of WEST BENGAL

KOLKATA (14)MURSHIDABAD (5)NORTH TWENTY FOUR PARGANAS (5)NO BLOCK (4)NADIA (3)PURBA BARDHAMAN (3)PURBA MEDINIPUR (3)SOUTH TWENTY FOUR PARGANAS (3)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.