AU Small Finance Bank — CHANDIGARH ZIRAKPUR

MOHALI, PUNJAB

IFSC Code

AUBL0002017

MICR Code

160765005

Branch

CHANDIGARH ZIRAKPUR

Bank

AU Small Finance Bank

District

MOHALI

State

PUNJAB

Contact

+918146148052

Address

SCO 23-24, G-FLOOR AMBALA ZIRAKPUR HIGHWAY NEAR CORPORATION BANK ZIRAKPUR PUNJAB

Get Directions to This Branch

Using IFSC AUBL0002017 for money transfers

NEFT transfers to CHANDIGARH ZIRAKPUR, one of AU Small Finance Bank's branches in MOHALI, are batch-processed rather than instant. Most transfers clear within 30 minutes to a couple of hours during banking hours, and NEFT now runs 24x7 on all days including weekends.

RTGS (Real Time Gross Settlement) is built for high-value transfers — ₹2 lakh and above — and settles individually rather than in batches, so money reaches CHANDIGARH ZIRAKPUR almost immediately once processed, rather than waiting for the next settlement window.

IMPS is built for urgency: transfers to CHANDIGARH ZIRAKPUR clear in seconds rather than minutes or hours, and it works around the clock — useful outside NEFT/RTGS's usual processing windows.

NEFT & RTGS Timing — System Hours vs. Branch Hours

A distinction that matters if you're transferring to CHANDIGARH ZIRAKPUR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.

MethodSystem HoursIf Visiting CHANDIGARH ZIRAKPUR In Person
NEFT24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019)Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours.
RTGS24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020)Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests.
IMPS24x7x365 — always has been, no banking-hours restriction at the system level.Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh).

Sending funds to this AU Small Finance Bank branch takes just a few steps:

  1. Log in to your bank's net banking portal or mobile banking app.
  2. Add a new beneficiary/payee, entering the recipient's full name and account number.
  3. Enter the IFSC code AUBL0002017 when prompted — this routes the transfer to CHANDIGARH ZIRAKPUR specifically.
  4. Most banks require a short cooling-off period (often a few hours) after adding a new beneficiary before the first transfer.
  5. Once the beneficiary is active, choose NEFT, RTGS, or IMPS based on the amount and how quickly you need it to arrive.
  6. Enter the amount, review the details (name, account number, IFSC), and confirm with your OTP/PIN.

Frequently asked questions

What is the IFSC code of the AU Small Finance Bank CHANDIGARH ZIRAKPUR branch?

The IFSC code for AU Small Finance Bank's CHANDIGARH ZIRAKPUR branch in MOHALI, PUNJAB is AUBL0002017. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.

What is the MICR code of this branch?

The MICR code for this branch is 160765005. MICR codes are used for cheque clearing, while the IFSC code (AUBL0002017) is what's needed for electronic transfers like NEFT and RTGS.

Where is the CHANDIGARH ZIRAKPUR branch of AU Small Finance Bank located?

This branch is located at: SCO 23-24, G-FLOOR AMBALA ZIRAKPUR HIGHWAY NEAR CORPORATION BANK ZIRAKPUR PUNJAB. It falls under MOHALI district, PUNJAB.

Can I use this IFSC code for both NEFT and RTGS transfers?

Yes — the same IFSC code (AUBL0002017) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.

Is there a phone number for this branch?

Yes, this branch's listed contact number is +918146148052.

Other AU Small Finance Bank branches in MOHALI

KHARAR MOHALIMOHALI PHASEMOHALI SECPHASE NO. VII MOHALI

AU Small Finance Bank in other districts of PUNJAB

CHANDIGARH (4)LUDHIANA (4)PATIALA (4)AMRITSAR (2)BARNALA (2)BHATINDA (2)MUKTSAR (2)ABOHAR (1)

IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.