NAGPUR, MAHARASHTRA
IFSC Code
AUBL0002520
MICR Code
440765003
Branch
RAMDASPETHNAGPUR
Bank
AU Small Finance Bank
District
NAGPUR
State
MAHARASHTRA
Contact
+918422802390
Address
A1 YASH HEIGHTS,PLOT NO 140,NEAR JAIN MANDIR,RAMDASPETH,NAGPUR,MAHARASHTRA,440010
NEFT (National Electronic Funds Transfer) lets you send money to any account at AU Small Finance Bank's RAMDASPETHNAGPUR branch from any other bank in India. Transfers are processed in half-hourly batches, so funds usually reach the recipient within a couple of hours, and there's no minimum or maximum amount restriction from RBI's side.
For amounts of ₹2 lakh or more sent to an account at AU Small Finance Bank, RAMDASPETHNAGPUR, RTGS is usually the better choice over NEFT — each transaction settles on its own in real time instead of waiting in a batch.
IMPS (Immediate Payment Service) is the fastest of the three — funds move to RAMDASPETHNAGPUR within seconds, any time of day including bank holidays. It's typically capped at ₹5 lakh per transaction depending on your bank's own limits.
A distinction that matters if you're transferring to RAMDASPETHNAGPUR: the RBI settlement system runs 24x7 for NEFT and RTGS, but that doesn't mean this specific branch is open around the clock. Online transfers process any time; in-person or cash-based requests still depend on the branch actually being open.
| Method | System Hours | If Visiting RAMDASPETHNAGPUR In Person |
|---|---|---|
| NEFT | 24x7x365, including weekends and holidays (RBI mandate since 16 Dec 2019) | Online/net-banking NEFT processes any time. An in-branch, cash, or cheque-based NEFT request still depends on that branch's working hours. |
| RTGS | 24x7x365, including weekends and holidays (RBI mandate since 14 Dec 2020) | Minimum transfer amount is ₹2 lakh. Same system-vs-branch-hours distinction as NEFT applies for in-person requests. |
| IMPS | 24x7x365 — always has been, no banking-hours restriction at the system level. | Typically capped per transaction depending on your bank's own limits (often around ₹5 lakh). |
The IFSC code for AU Small Finance Bank's RAMDASPETHNAGPUR branch in NAGPUR, MAHARASHTRA is AUBL0002520. This 11-character code is required for NEFT, RTGS, and IMPS transfers to any account held at this branch.
The MICR code for this branch is 440765003. MICR codes are used for cheque clearing, while the IFSC code (AUBL0002520) is what's needed for electronic transfers like NEFT and RTGS.
This branch is located at: A1 YASH HEIGHTS,PLOT NO 140,NEAR JAIN MANDIR,RAMDASPETH,NAGPUR,MAHARASHTRA,440010. It falls under NAGPUR district, MAHARASHTRA.
Yes — the same IFSC code (AUBL0002520) is used for NEFT, RTGS, and IMPS transfers to this branch. Which one you should pick depends on the amount and urgency, not the code itself: RTGS for ₹2 lakh+ needing near-instant settlement, NEFT for regular batch-processed transfers, and IMPS for smaller amounts that need to land in seconds.
Yes, this branch's listed contact number is +918422802390.
IFSC and MICR code data sourced from bank-published branch records. While we take care to keep this current, always confirm the IFSC code with your bank before making a large transfer — see our disclaimer for details.